Terms and Conditions

1. Introduction

Welcome to our website. By accessing and using our services, you agree to comply with these terms and conditions. If you do not agree with any part of these terms, please refrain from using our services.

2. SMS Program

- By opting in to our SMS program you are agreeing to receive financial coaching tips and updates to our coaching program.

-You can cancel the SMS service at any time. Simply text

"STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

-If you experience issues with the messaging program, reply with the keyword HELP

for more assistance, or reach out directly to [email protected]

-Carriers are not liable for delayed or undelivered messages.

-As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy

3. Services

Our services provide personalized financial coaching designed to help you manage your finances, set goals, and improve your overall financial well-being. The effectiveness of our coaching depends on the accuracy and completeness of the information you provide, so it is your responsibility to ensure that all shared information is up-to-date and truthful.

4. Client Responsibilities

By using our services, you agree to engage in the coaching process with integrity. You are responsible for taking action based on the guidance provided and for providing accurate information. Any misuse of the services, including the provision of false information or any attempt to manipulate the process, may result in the suspension or termination of your access to our services.

5. Payment Terms

Fees for financial coaching services will be discussed during your initial consultation. Payment plans may be available, and all payments are expected to be made according to the agreed schedule. Failure to make timely payments may result in the suspension of services until payment is received.

6. Disclaimer

Our coaching services are provided on an “as is” basis. While we offer strategies and advice to help you achieve financial improvement, we cannot guarantee specific outcomes. We are not responsible for any decisions you make or for any consequences that may arise from the application of our guidance.

7. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages that may arise from the use of our coaching services. The financial decisions and actions you take as a result of our coaching are entirely your responsibility.

8. Changes to Terms

We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting on this page. It is your responsibility to review these terms regularly to stay informed of any updates.

9. Governing Law

These terms are governed by the laws of the jurisdiction in which we operate. Any disputes arising from these terms will be handled in the appropriate courts of this jurisdiction.